MEET Tom O'Brien
Licensed Mortgage OriginatorI take pride in providing my clients with honest and dependable service. I can help you assess your financial needs, and provide the information and guidance you need to make the right decision.
resources
- 01Employee BenefitsAre you an Employer? Learn about valuable benefits we can offer your employees
- 02Town DataDemographics, Municipal Services, Transportation, Education Facilities, Recreation, Taxes
- 03Loan ProcessImportant Steps of Purchasing / Refinancing Your Home
- 04GlossaryMortgage Terms from A-Z
- 05Referral Directory
Preferred Vendors
Buy Down Program
Tom offers his clients post closing benefits called "The Buy Down Program". Tom will consistently monitor your current interest rate and loan program for the life of your loan. If the current mortgage rates drop 1/4% less than your current rate on a no closing cost program, Tom will refinance your mortgage with no closing costs and nothing added to the principal balance.
Home loan services
100% Financing, New Hampshire Housing, FHA, VA, USDA. Financing for single family residence, investment properties, multi-family houses, condos, island homes, commercial properties. Fixed rates, adjustable rate mortgages including 1/1 Arms, 3/1 Arms, 5/1 Arms, 7/1 Arms, 10/1 Arms, 30 year fixed mortgages, 20 year fixed mortgages, 15 years fixed mortgages, and 10 year fixed mortgages.
Lowest Rates and Fees
We offer some of the lowest mortgage rates and closing cost programs throughout New Hampshire and Massachusetts and have been in the same location for 25 years.
If you’re looking for the lowest mortgage rates and fees in New Hampshire or Massachusetts, you need to contact us directly. 95% of our business is from repeat or referrals from past clients, realtor referrals and friends and family. We originate, process, underwrite and close your loans here in Londonderry, NH. Whether you’re a first time home buyer or a seasoned investor, we have the right selection of mortgage products and programs to assist you with making the right decision.