calculators
Mortgage Debt Consolidation
This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Mortgage Loan Calculator (PITI)
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?
Buy Down Program
Tom offers his clients post closing benefits called "The Buy Down Program". Tom will consistently monitor your current interest rate and loan program for the life of your loan. If the current mortgage rates drop 1/4% less than your current rate on a no closing cost program, Tom will refinance your mortgage with no closing costs and nothing added to the principal balance.Home loan services
100% Financing, New Hampshire Housing, FHA, VA, USDA. Financing for single family residence, investment properties, multi-family houses, condos, island homes, commercial properties. Fixed rates, adjustable rate mortgages including 1/1 Arms, 3/1 Arms, 5/1 Arms, 7/1 Arms, 10/1 Arms, 30 year fixed mortgages, 20 year fixed mortgages, 15 years fixed mortgages, and 10 year fixed mortgages.resources
- 01Employee BenefitsAre you an Employer? Learn about valuable benefits we can offer your employees
- 02Town DataDemographics, Municipal Services, Transportation, Education Facilities, Recreation, Taxes
- 03Loan ProcessImportant Steps of Purchasing / Refinancing Your Home
- 04GlossaryMortgage Terms from A-Z
- 05Referral DirectoryPreferred Vendors


