Market News
Mortgage News from money.cnn.com
Buy vs. Rent, These Days, Buying Wins
5/19/11, 10:02 AM
For the first time in years, buying a home may beat renting......Read More
Mortgage News from MortgageNewsDaily.com
Pent Up Refinance Demand Awaits Record Low Mortgage Rates
5/19/11, 10:02 AM
The Refinance Index increased 13.2 percent from the previous week and is at its highest level since the week ending December 10, 2010. The four week moving average is up up 7.2 percent for the Refinance Index. The refinance share of mortgage activity increased to 66.7 percent of total applications from 63.1 percent the previous week. This is the largest refinance share observed since late January.....Read More
Mortgage Rates: Best Ex Barely Budges. Closing Costs Spike
1/21/11, 4:02 PM
Last Friday fence-sitting borrowers had a chance to lock up the most aggressive mortgage rate/closing cost combination we've seen since early December. This might sound exciting but the improvements were modest in the grand scheme of things....Read More
Existing Home Sales Up. Distressed Sales Pressure Prices Lower
1/20/11, 2:17 PM
Existing-home sales, which are completed transactions that include single-family, townhomes, condominiums and co-ops, rose 12.3 percent to a seasonally adjusted annual rate of 5.28 million in December from an upwardly revised 4.70 million in November, but remain 2.9 percent below the 5.44 million pace in December 2009...Read More
Buy Down Program
Tom offers his clients post closing benefits called "The Buy Down Program". Tom will consistently monitor your current interest rate and loan program for the life of your loan. If the current mortgage rates drop 1/4% less than your current rate on a no closing cost program, Tom will refinance your mortgage with no closing costs and nothing added to the principal balance.
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