Loan Options

FHA Loans
The Department of Housing and Development (HUD), is the federal department responsible for the major housing programs in the United States. One of these programs is the FHA (Federal Housing Administration) loan.

VA Loans
A Veterans Administration (VA) loan can be used to help American servicemen or women and/or their spouses secure financing for a mortgage purchase.

USDA Rural Housing
USDA financing can be just the right mortgage choice if you don’t earn a big income right now, or you haven’t saved a lot of money yet. These accommodating loans were designed to offer the extra help you may need in fixed – rate programs that are just right for you, right now.

Fixed Rate Mortgages
The most common type of mortgage program where your monthly payments for interest and principal never change.

Adjustable Rate Mortgages (ARM)
These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.

New Hampshire Housing Finance Authority NHHFA Loans
New Hampshire Housing Finance Authority (NHHFA) is a non-profit public benefit corporation established by the state legislature. The Authority operates a broad range of programs designed to assist low and moderate income persons and families to obtain decent, safe and affordable housing.

FHA 203k Rehab Loans
Renovation loans such as the FHA 203k program are used to make improvements to an existing property.

Home Equity Loan
Home Equity is your home’s dollar value that you own outright. It is the difference between your home’s appraised value and the balance of your mortgage loan.

End Loans for Construction Loans
Many people prefer to custom-design their own home, perhaps because it’s too difficult to find a home that meets all their needs or because they want a brand-new home. A construction loan is a loan that finances the building of that new home.

Jumbo Loans
When you are ready to make a purchase, you are going to be faced with unique terms such as conforming and jumbo loans. So, what is a jumbo loan?

100% Financing
Have no money to put down?

First-Time Homebuyers

Now is the perfect time to purchase, refinance or rehab. Take advantage of the lowest interest rates and home prices in years with little to no money down! Affordable financing options include FHA, NHHFA, USDA Rural Housing and VA government loans.

Contact Tom to learn more about these affordable options and to get started today Pre-Qaulifications are free……!

100% Financing, New Hampshire Housing, FHA, VA, USDA. Financing for single family residence, investment properties, multi-family houses, condos, island homes, commercial properties. Fixed rates, adjustable rate mortgages including 1/1 Arms, 3/1 Arms, 5/1 Arms, 7/1 Arms, 10/1 Arms, 30 year fixed mortgages, 20 year fixed mortgages, 15 years fixed mortgages, and 10 year fixed mortgages.